cermin diri

1. Senyum itu tanda kemesraan, diberi kepada manusia dianggap sedekah. Ketawa itu lambang kelalaian. Selalu dilakukan hati akan mati. Dibuat di hadapan manusia menghilangkan maruah diri.

2. Setiap kesalahan yang dilakukan jadikanlah pengajaran, insaflah ini tanda kelemahan diri, kesalilah keterlanjuran itu dan berazamlah tidak mengulanginya lagi.

3. Syukur nikmat dan sabar di dalam ujian amat mudah diucapkan tetapi amat sulit dilaksanakan.

4. Kesenangan dan kemewahan selalunya membawa kepada kesombongan dan kelalaian. Kesusahan dan penderitaan itu, selalunya membawa kekecewaan dan putus asa, kecuali orang yang mukmin.

5. Di antara tanda-tanda orang-orang yang sombong itu cepat melahirkan sifat marah, suka memotong percakapan orang, suka bermujadalah yakni bertegang leher, nampak di mukanya rasa tidak senang jika ada orang yang lebih darinya di satu majlis, bercakap meninggikan suara, pantang ditegur, tidak ada tanda-tanda kesal di atas kesalahan.

6. Orang yang sudah hilang sifat marah (dayus), cepat melahirkan sifat marah (lemah mujahadah). Orang yang ada sifat marah tapi dapat disembunyikan kecuali di tempat-tempat yang munasabah inilah manusia normal.

7. Tahu diri kita hamba itu adalah ilmu, merasa diri kita itu hamba itu penghayatan, yang kedua inilah akan lahir sifat tawaduk, malu, khusyuk, takut, hina dan lain-lain lagi sifat kehambaan.

8. Jika kita mengingati dosa, kita tidak nampak lagi kebaikan kita, apatah lagi untuk dibanggakan.

9. Lahirkan kemesraan kita sesama manusia kerana itu adalah haknya tapi jangan putus hati kita dengan ALLAH, ini adalah hakNYA pula.

10. Apabila rasa senang dengan pujian, rasa sakit dengan kehinaan menunjukkan kita ada kepentingan peribadi, tanda kita tidak ikhlas membuat sesuatu kebaikan.

Curriculum Vitae vs. Resume

The terms 'Curriculum Vitae' and 'resume' are generally interchangeable. However, few people know that they do differ in many ways. It is true that both are lists of the most relevant information of a person pertaining to job seeking. Both are used for the same purpose - i.e. seeking employment.

However, there are a few basic differences, i.e. while the Curriculum Vitae represents an in-depth and structured information about the professional experience and qualification of a person, the resume usually is the same thing in a very short form - hence, the name. The resume would usually represent a skeletal representation of what would otherwise be included in depth and detail in the Curriculum Vitae. This is why typically a CV would be two to three pages while the resume would not normally exceed one page.

The Curriculum Vitae is the most accepted form for job applications all over the world. You would find some basic variations in the order of presentation from country to country and sometimes from company to company. However, in terms of content, it basically remains the same.

The resume, on the other hand is the most accepted form for job applications in USA. Here, the Curriculum Vitae would be used exclusively for jobs in academics. A detailed Curriculum Vitae would also be demanded when you apply for government grants.

The Curriculum Vitae

The main features of the CV are outlined in brief below:

1. The Curriculum Vitae is a list of all your achievements until the date you are submitting it, presented in reverse chronological order (i.e. the latest achievements first)
2. The Curriculum Vitae is ideally two pages in length, though it can sometimes go up to three to five pages
3. The Curriculum Vitae would include everything that you have done and can be classified as work outside the home - whether paid or unpaid; hence, it is okay if the Curriculum Vitae contains voluntary and honorary positions and work done in such positions
4. The Curriculum Vitae structure is very systematic and is generally drawn in a specific order
5. The Curriculum Vitae is normally accompanied by a cover letter, which summarizes what it contains and points out the match of the applicant with the job
6. A Curriculum Vitae can be written in the following three styles: functional CV, targeted CV and performance CV

The Resume

The main features of the Resume are as under:

1. A resume is a precise and very brief document representing at-a-glance your key skills and main achievements
2. A resume should not be longer than one page, unless in rare exceptions
3. A resume would contain of only what is strictly relevant to the job applied and nothing else - it is more important here to have all the information contained within one page, that representing the information it in totality
4. The resume would highlight your skills and achievements above all other things
5. The resume is usually presented without a cover letter because the main reason you are submitting the resume, is fast processing; a cover letter would defeat the purpose
6. A resume usually can be written in three very different styles - (i) Chronological resume - whereby your skills and main achievements are listed by date starting with the most recent ones first, (ii) Functional resume - whereby your skills and experience are more highlighted than anything else and (iii) a combination of both - whereby both skill and achievements are presented hand-in-hand.

Curriculum vitae and Resume - So Similar Yet Different!

fadhilat ayat kursi-bulan Ramadhan

Fadhilatnya;


1. Ayat kursi merupakan ayat pendiding dari ganguan syaitan yang jahat.

2. Sesiapa yang membaca Ayat Kursi diibaratkan sepertimana ia membaca Al-Quran tiga kali khatam berturut-turut.

3. Sesiapa yang membaca Ayat Kursi, apabila di hari akhirat nanti Allah akan memberikan kepadanya mahkota yang menerangi semua penghuni dunia.

4. Sesiapa yang membaca Ayat Kursi akan diberikan pahala kebaikan kepadanya.

5. Ayat Kursi penangkis segala kerja-kerja jahat dari syaitan dan kuncu-kuncunya.

6. Ayat Kursi dapat menghilangkan perasaan ragu-ragu dan was-was yang datangnya daripada syaitan.


Antara fadhilat AYAT KURSI yang dapat dicatatkan berdasarkan hadith adalah seperti berikut:

* Barang siapa membaca ayat Kursi apabila berbaring di tempat tidurnya, Allah SWT mewakilkan dua orang Malaikat memeliharanya hingga subuh.

* Barang siapa membaca ayat Kursi di akhir setiap sembahyang Fardhu, dia akan berada dlm lindungan Allah SWT sehingga sembahyang yang lain.

* Barang siapa membaca ayat Kursi di akhir tiap sembahyang, tidak menegah akan dia daripada masuk syurga kecuali maut dan barang siapa membacanya ketika hendak tidur, Allah SWT memelihara akan dia ke atas rumahnya, rumah jirannya dan ahli rumah-rumah disekitarnya.

* Barang siapa membaca ayat Kursi di akhir tiap2 sembahyang fardhu, Allah SWT menganugerahkan dia setiap hati orang yg bersyukur, setiap perbuatan orang yg benar, pahala nabi2 serta Allah melimpahkan padanya rahmat.

* Barang siapa membaca ayat Kursi sebelum keluar rumahnya, maka Allah SWT mengutuskan 70,000 Malaikat kepadanya mereka semua memohon keampunan dan mendoakan baginya.

* Barang siapa membaca ayat Kursi di akhir sembahyang Allah SWT akan mengendalikan pengambilan rohnya dan dia adalah seperti orang yang berperang bersama Nabi Allah sehingga mati syahid.

* Barang siapa yang membaca ayat Kursi ketika dalam kesempitan nescaya Allah SWT berkenan memberikan pertolongan kepadanya
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10 Inspiring Quotes for a Depressed Heart

Entry for this time I want to share something that I guess everyone need to face our daily~~ I remember one of my friend tell me "When you feel like there is no one standing there for you, He always with you."

Guys, let live our life with smile in our face. Here you can some quotes to help you thinking positively.

Begin Each Day Anew

"Have patience with all things, but chiefly have patience with yourself. Do not lose courage in considering your own imperfections but instantly set about remedying them -- every day begin the task anew."

Saint Francis de Sales

A Treasured Pearl

"A pearl is a beautiful thing that is produced by an injured life. It is the tear [that results] from the injury of the oyster. The treasure of our being in this world is also produced by an injured life. If we had not been wounded, if we had not been injured, then we will not produce the pearl."

Stephan Hoeller

Find Your Joy

"Sometimes your joy is the source of your smile, but sometimes your smile can be the source of your joy."

Thich Nhat Hanh

Make Humor an Asset

"Good humor is a tonic for mind and body. It is the best antidote for anxiety and depression. It is a business asset. It attracts and keep friends. It lightens human burdens. It is the direct route to serenity and contentment."

Greenville Kleisser

The Building Blocks of Character

"Character cannot be developed in ease and quiet. Only through experience of trial and suffering can the soul be strengthened, ambition inspired, and success achieved."

Helen Keller

Listen to Pain

"Pain insists upon being attended to. God whispers to us in our pleasures, speaks in our consciences, but shouts in our pains. It is his megaphone to rouse a deaf world."

C.S. Lewis

Be Healed by C

ompassion

"The greatest degree of inner tranquility comes from the development of love and compassion. The more we care for the happiness of others, the greater is our own sense of well-being."

Tenzin Gyatso, the 14th Dalai Lama

Change Your Thoughts

"What you thought before has led to every choice you have made, and this adds up to you at this moment. If you want to change who you are physically, mentally, and spiritually, you will have to change what you think."

Dr. Patrick Gentempo

What Saves You?

"Nothing worth doing is completed in our lifetime,
Therefore, we are saved by hope.
Nothing true or beautiful or good makes complete sense in any immediate context of history;
Therefore, we are saved by faith.
Nothing we do, however virtuous, can be accomplished alone.
Therefore, we are saved by love.
No virtuous act is quite as virtuous from the standpoint of our friend or foe as from our own;
Therefore, we are saved by the final form of love, which is forgiveness."

Reinhold Niebuhr

The Power of a Touch

"Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."

Leo Buscaglia

However your life goes, just remember one thing. SMILE and the world will smile with you. (^_^)

women in accountancy~~

Accounting’s flexibility and dynamism make it an ideal profession for women.

As more women are given the opportunity to have better qualifications (compared to 50 years ago), it is very common to see more of them holding prominent positions in corporations and organisations, be it in business, the public sector, or other industries. In fact, most of the time, the number of women in schools and universities is much higher than that of their male counterparts.

The accounting profession is also experiencing similar global trends. The news could not have come at a better time.

(a) Lady president
As the immediate past president of ACCA (Association of Chartered Certified Accountants), Gillian Ball will go down in ACCA’s history as the third woman president in the organisation’s 100-year existence. "This is definitely an interesting trend for us, and good news for the profession," Ball says.

Asked if she would do anything mind-blowing once she resumes the post, Ball smiles and says: "It is an honour and I am excited, but I won’t be doing anything that others have not seen me do as Vice President. ACCA has everything put in place. I would like to continue that by creating more awareness of the organisation. ACCA Malaysia’s statistics are very encouraging. Even more so now that our numbers reveal that 50% of our members globally are women. It goes to show that accounting as a profession has certainly changed in landscape."

(b) Numbers don’t lie
These recent results indicate a positive shift in women’s attitudes towards the profession, which was once often thought of as being very male-dominated.

The Georgia State University School of Accountancy, for instance, reported that the number of women in the accounting major has jumped from 50% five years ago to 65% in 2005. In addition, the American Institute of Certified Public Accountants revealed that 57% of new accounting graduates in 2006 are women, and women account for roughly 59% of accountants, up from about 39% in 1983.

In Canada, the Canadian Institute of Chartered Accountants reported that 27% of its current membership is female, and that number is growing; the gender breakdown is 50/50 among accounting students leaning towards this designation.

(c) Why more women are in accounting
In explaining the rise in female accounting students’ numbers, Ball offers: "I believe that women who do accounting, do so because they understand the prestige and importance of having such a qualification. The rewards of earning the qualification are tremendous. I think women are finally seeing the many career responsibilities that can spring out from an accounting qualification."

"accounting is not just about balance sheets and numbers: it is also about strategy, organisational skills, management and problem solving. And now, more so than before, accounting requires strong social skills as you interact more with clients nowadays. And that is one skill that a woman is naturally good at," Ball continues.

Ball also notes that women students generally do better in the course than their male counterparts. Female students study harder, score higher and often graduate at the top of their class.

(d) Of business, self-confidence and work-life balance
As it is now, more and more females are holding prominent positions in accounting and finance. There are many things one can do with an accounting qualification. It does not necessarily mean you need to work in the accounting department all your life. The qualification is also an interesting way for you to get into business and progress further in the organisation.

"But a strong sense of self – the confidence to know that they can do the job – is also important," Ball advises. She continues to say that "there is no reason for a female graduate to doubt herself. These are the additional skills you need and once you have that, you can achieve many things."

With many accounting firms and other companies pushing for a more work-life balance in recent years, this will only give rise to more lady CFOs and CEOs in future.

This is not discrimination of gender but it just want to share how women nowadays can stand as a men. (^_^)

Teknik membaca yang berkesan

Teknik Membaca PQRST

Sistem PQRST adalah suatu teknik membaca yang diperkenalkan oleh Thomas, Ellen Lamar; Robinson dan H. Alan dalam buku mereka yang bertajuk "Improving Reading In Every Class".

Berikut adalah 5 langkah yang menjadi tunjang Teknik Membaca PQRST ini.

(a) Preview (Tinjau)
Preview. TINJAU tajuk-tajuk utama pada keseluruhan buku atau bab tertentu dengan memberi perhatian kepada tajuk-tajuk besar dan kecil padanya. Tujuan utama proses meninjau ini adalah untuk anda mendapatkan gambaran keseluruhan tentang isi-isi penting pada buku atau bab-bab dalam buku itu. Dengan mendapat gambaran segera tentang kandungan buku itu, fikiran anda akan lebih tertumpu kepada isu-isu utama yang dibincang atau diutarakan pada buku tersebut.

(b) Question (Soal)
Question. SOAL diri anda dengan menjadikan tajuk besar dan kecil dalam bab itu sebagai soalannya. Misalnya, tajuk bagi seksyen ini ialah Meningkatkan Mutu Pembacaan. Jadi, bentuk soalan yang boleh anda buat ialah “Bagaimana saya dapat meningkatkan mutu pembacaan saya?” Dengan adanya soalan itu semasa anda membaca, tumpuan fikiran anda akan lebih fokus kepada mencari jawapan atau jawapan-jawapan tentang soalan yang tertumpu pada fikiran anda pada ketika anda membaca.

(c) Read (Baca)
Baca satu seksyen ke satu seksyen untuk mencari jawapan soalan yang anda telah bentuk itu. Sambil MEMBACA bahan bacaan anda, tumpukan perhatian untuk mendapatkan jawapan bagi soalan yang anda telah timbulkan itu. Ini merupakan suatu pembacaan yang aktif. Oleh itu, carilah tempat di mana anda boleh membaca dengan sepenuh tumpuan. Dengan berbuat demikian, anda akan dapat meningkatkan keberkesanan dan impak proses pemahaman serta pengingatan anda terhadap idea-idea utama bahan yang dibaca.

(d) Self-Recitation (Menyebut Kendiri)
MENYEBUT KENDIRI ialah suatu proses di mana anda mencuba ingat fakta-fakta utama bab atau bahan yang anda telah baca. Adalah lebih berkesan jika anda menyebutkan fakta-fakta kepada diri anda secara lisan. Tujuan utamanya ialah untuk mengingat semula apa yang anda telah baca iaitu dengan menggabungkan semua proses (b), (c), dan (d) secara serentak.

(e) Test (Uji)
UJI diri anda setelah anda habis membaca keseluruhan bab. Fikirkan berapa banyakkah idea-idea daripada bab yang baru anda baca itu dapat anda ingati. Pada peringkat inilah anda harus mula menyimpan apa yang telah anda pelajari ke dalam ingatan jangka panjang anda.
Dengan menggunakan Teknik Membaca PQRST, masalah terlalu banyak untuk dibaca akan dapat anda atasi. Teknik Membaca PQRST ini memudah dan mempercepatkan proses pembacaan serta pengingatan anda.

this is what we call "CLEVER"

There are three engineers and three accountants are traveling by train to a conference. At the station, the three accountants each buy tickets and watch as the three engineers buy only a single ticket. "How are three people going to travel on only one ticket?" asks an accountant. "Watch and you'll see," answers an engineer. They all board the train. The accountants take their respective seats but all three engineers cram into a restroom and close the door behind them.

Shortly after the train has departed, the conductor comes around collecting tickets. He knocks on the restroom door and says, "ticket, please." The door opens just a crack and a single arm emerges with a ticket in hand. The conductor takes it and moves on.

The accountants saw this and agreed it was quite a clever idea. So after the conference, the accountants decide to copy the engineers on the return trip and save some money (being clever with money, and all!) When they get to the station they buy a single ticket for the return trip.To their astonishment, the engineers don't buy a ticket at all. "How are you going to travel without a ticket?" says one perplexed accountant."Watch and you'll see," answers an engineer.

When they board the train the three accountants cram into a restroom and the three engineers cram into another one nearby. The train departs.Shortly afterward, one of the engineers leaves his restroom and walks over to the restroom where the accountants are hiding. He knocks on the door and says, "ticket, please."

As a nutshell, I let you guys make your own conclusion to this story. Have fun read it. (^_^)

Salaries - Where the money counts

Accountancy has long been branded, 'A number crunching job', fairly befitting the image of professionals counting and evaluating the net worth of companies and organizations. It has been a common perception that a career in the field of accountancy is a lucrative one. After all, they do count money everyday, don't they? However, it also depends on which step on the ladder you are in this industry. Jobs in this industry are well diversified, ranging from lower level accounts clerks to executives, auditors, tax agents up to highly ranked corporate directors and officers in the hierarchy of the company's organization. So,how much do these people actually make?

The charts below will give you an up-to-date insight on how much, on average, you will make for the different positions held in the field of accountancy. Salaries range from a level of $28,000 per annum for an accounts clerk to $165,000 per annum for a chief accounting officer, heralded to be one of the most prestigious and highly ranked careers available in the corporate world.

Now, lets take a look at the remuneration scheme offered by the 'BIG FOUR' accounting firms, the 4 well established firms in the private sector specializing in providing a range of professional accounting services to companies and organizations.Services range from auditing to consulting and advisory services, and these 4 firms are well sort after by fresh graduates as a stepping stone to a successful career as they are considered the 'cream of the cream' among all accounting firms.

Currently in 2009, the median entry level salary in public accounting was $59,000. Figures can run up to an approximating $70,000 to $85,000 after holding the job for 4 to 5 years. These figures would be higher in major cities.While not widely publicized, annual payouts to top partners in PWC, E&Y, Deloitte and KPMG often run north of $1,000,000. In light of the current recession, the salary range has not been reduced, and the recent ranges are as follows:

Positions	Big 4 Firm	Overall	Typical Experience
Entry Level	$55,000	$50,000 - 70,000	First year
Junior Staff Accountant	$46,000 - 63,000	$40,000 - 80,000	1-2 years
Senior Staff Accountant	$65,000 - 95,000	$70,000	3-5 years
Manager	$65,000 - 140,000	$85,000	5-7 years
Senior Manager	$72,000 - 160,000	$115,000	7 years plus
Partner	$200,000 - 3,000,000	$150,000	10 years plus

Accountants can actually earn "the sky is the limit" salaries by making the most out of the expertise and experience. This especially holds true for top position holders in corporate companies and consultants. You do not need to have a cornucopia of skills and talents. All you have to do is to harness your ability to work smart, constantly strive for the best, and most importantly, have passion towards accounting and increasing your own self worth.